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Renters Insurance

Renters Insurance

Looking for renters insurance in Georgia? This type of insurance is essential for those who are renting a home or apartment. It ensures that you are protected financially when the unexpected occurs: natural disasters, thefts, water backup damage, or other events.

Your Coverage

It’s important to know that your landlord’s insurance policy will not cover your belongings inside your rented home, apartment, or college dorm room. That’s why you need specific coverage.

There are numerous options when it comes to renters insurance, but most standard policies cover two types of losses: weather and non-weather. Weather coverage typically includes losses caused by freezing, snow or sleet, weight from ice, wind, storms, hail, and lightning. It also includes fire damage coverage unless the fire was intentionally caused by the policy holder.

Non-weather coverage includes coverage for losses caused by riots, vehicles and aircraft, theft, and vandalism. This means that if someone breaks into your apartment and steals your computer and television, you’ll be covered.

These are standard types of coverage, but you’ll need to speak with an agent and read your policy to know what is covered under your insurance plan. All coverage options may differ.

Insurance Requirements

Most renters opt to get renters insurance plans because it’s the smart thing to do. Again, it’s important to remember that your belongings will automatically not be covered by your landlord’s policy. Furthermore, keep in mind that many landlords will require that you have a renters insurance policy of your own within a certain time frame of moving into your new dwelling.

Contact Structured Insurance Agency, LLC Today

Are you a Georgia resident who is interested in a new renters insurance policy? Would you like quotes on the renters' insurance policies we can offer you? Structured Insurance Agency, LLC can help.

Simply stop by our nearest location or give us a call to learn more about the insurance policies we have for renters. One of our knowledgeable agents would be happy to sit down with you to give you a quote and discuss your options.