Renter's Insurance

Looking for renters insurance in Georgia? This type of insurance is essential for those who are renting a home or apartment. It ensures that you are protected financially when the unexpected occurs: natural disasters, thefts, water backup damage, or other events.

Understanding Your Coverage

It’s important to know that your landlord’s insurance policy will not cover your belongings inside your rented home, apartment, or college dorm room. That’s why you need specific coverage. There are numerous options when it comes to renters insurance, but most standard policies cover two types of losses: weather and non-weather.

Weather Coverage

Typically includes losses caused by freezing, snow or sleet, weight from ice, wind, storms, hail, fire and lightning.

Non-weather Coverage

Non-weather coverage includes coverage for losses caused by riots, vehicles and aircraft, theft, and vandalism.

Insurance Requirements

Most renters opt to get renters insurance plans because it’s the smart thing to do. Again, it’s important to remember that your belongings will not automatically be covered by your landlord’s policy. Furthermore, keep in mind that many landlords will require that you have a renters insurance policy of your own within a certain time frame of moving into your new dwelling.

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Whether you'd rather call, email or pay us a visit, we'd love to talk about how we can help protect the things that matter most to you.

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